Personal Auto and Motorcycle insurance covers your vehicle in times of loss including bodily injury, comprehensive-collision damage, and property damage. We can protect your vehicle from the economic liability you may need.
Homeowners insurance covers your most valuable investment, your home. The structure and personal contents will be insured through our client-focused policies. We strive to deliver high-quality insurance coverage to protect your home during natural disasters or unexpected events. Evaluating the right policy for your home is our specialty.
Rental property insurance covers the main structure and other structures on the property. Additionally, it provides liability, property damage, and rental and supplemental living expense coverages.
Renter’s insurance covers personal liability, additional living expenses, and contents for a renter. It protects your personal belongings, while the property-owner protects the structure of the property. We offer the highest level of personalized service and understand your insurance needs.
We offer both mobile-home owners and mobile-home renters. Mobile-home owner's insurance covers both the structure and the personal contents within the home. Mobile-home renters insurance covers the contents within the home. Our team works diligently to provide you the service you deserve.
Personal Umbrella is a type of personal liability insurance that covers claims in excess to an underlying insurance policy. It covers contents and bodily injury to others in addition to the primary policy in form of blanket coverage.
Commercial auto insurance provides the coverage your business needs to protect your autos, trucks, trailers, and other vehicles. Coverage includes physical damage, bodily injury, comprehensive-collision damage, and property damage. We prioritize accessing your liability limits to fit your natural course of business.
Commercial property protects your physical location from damages or loss from perils such as fire, theft, and natural disasters. It can also help cover the cost of repairs, replace stolen, damaged, or destroyed property. It can also include coverage for other’s property and equipment while it is in your custody. It can also be purchased as a commercial package where two or more policies are bundled such as general liability and commercial property. We work with a variety of top-rated carriers to provide you exceptional value.
Liability claims aren’t uncommon and they can get expensive. Without general liability insurance, your business would have to pay for these costs out of pocket. Commercial general liability insurance is a broad type of insurance policy that provides liability insurance for general business risk. It can help cover claims that your business caused bodily injury and property damage. General liability helps cover costly claims that can come up during normal business operations.
Inland Marine is a type of commercial insurance that covers products, materials, and equipment while they are transported or temporarily warehoused by a third party. It covers high-value items or those specifically excluded by a commercial policy. You might consider inland marine if you own a business that transports products or equipment.
Commercial Umbrella provides extra layers of liability protection by covering costs that go beyond your primary liability coverage limits. It complements your primary commercial liability insurance in excess of your limits. It covers similar costs as commercial liability insurance such as medical expenses, attorney fees, and damages when your company faces legal liability.
The trucking industry is vital for the economy. 80% of US commodities depend on trucks to deliver everyday goods, materials, food, medicine, and much more. Trucking insurance includes auto liability, physical damage, motor truck cargo, trailer interchange, and bobtail. We partner with reputable carriers to deliver the best service and an effortless claims experience.
Workers' compensation can help protect your business and employees from the potentially devastating cost of work-related injuries. Workers' compensation coverage helps protect your business in three ways. These include: covering employee illnesses and workplace injuries, protecting your business from lawsuits, keeping your business compliant with state regulations.
At Beacon, we deliver guidance for you and your family’s future. Your peace of mind will be at ease knowing your family is taken care of at even the most difficult times. Life insurance assists your family with income replacement, cover essential expenses such as paying off your home, college tuition, and other outstanding debt. It also includes protection for terminal illness, critical illness, and funeral expenses. Let us help you protect your future today!